Founded in 1977, Primerica is a financial services company that employs a network of independent licensed insurance representatives to sell its line of financial instruments. Primerica offers a variety of insurance products, but the company’s main focus is on term life insurance. The company’s goal is to offer affordable protection to families, while allowing them to invest the difference in other areas of their portfolio.

As a part of its mission, Primerica insurance facts takes an educational approach to its work with families, offering a “Financial Needs Analysis.” The company also helps clients understand foundational financial concepts that are rarely taught in school. Some of these include establishing an emergency fund, avoiding debt, and building a retirement savings portfolio.

Detailed Review of Omaha Term Life Plans

Primerica also offers a number of rider options to add to a basic term policy. These can include accidental death coverage, terminal illness coverage, and living benefits. These additional features can increase the premium slightly.

In addition to their extensive array of riders, Primerica offers an impressive list of available term lengths – from 20 years all the way up to age 95. These longer term policies are rare in the industry, and they provide a valuable feature to their customers.

Primerica has an A+ rating from the Better Business Bureau, and they often receive high marks from major credit agencies. The company also has a low complaint ratio – with the National Association of Insurance Commissioners (NAIC) reporting that Primerica has significantly fewer complaints than the average insurance provider.